Financing your car is a sensible way to spread this cost, and our payment protection plans let you protect your monthly payments.

If you had an accident, fell ill or lost you job, your monthly repayments would be the last thing you'd want to worry about. That's why we've developend a range of Payment Protection Plans to protect both private and business customers.

Choose from Gold, Silver and Bronze Cover.

Gold

Our Gold Cover offers comprehensive Payment Protection. You benefit from Life, Accident or Sickness and Unemployment Cover (if you are employed), and Life, Accident or Skickness and Critical Illness Cover (if you are self-employed). The Gold option is only available for private customers.

Silver

Silver cover gives the benefit of Life Accident or Sickness Cover. The option is avaiable for private and business customers.

Bronze

The Bronze plan will cover you for Life and Critical Illness this option is avaible for private and business customers.

What it really means

For full details of cover and exclusions please refer to your policy document.

Life cover

If, during the term of your Payment Protection Plan you die your personal representative could claim against this cover. This cover provides a benefit equal to the amount you still owe under your Credit Agreement, including any final repayment amount where applicable (less any arrears).

Unemployment cover

If, during the term of your Payment Protection Plan you are unemployed for 30 consecutive days or more your could claim against this cover. this cover provides a monthly benefit equal to the monthly repayment under your Credit Agreement. Unemployment cover is subject to a maimum of 12 monthly benefit payments during the term of your Credit Agreement.

Accident or Sickness cover

If, during the term of your payment Protection Plan you are employed or self employed and off work due to accident or sickness for 3-0 consecutive days or more, you could claim against this cover. This cover provides a monthly beenfit equal to the monthly repayment under your Credit Agreement. Accident or Sickness cover is subject to a maximum of 24 monthly benefit payments during the term of your Credit Agreement.

Critical Illness cover

If, during the term of your payment Protection Plan you are diagnosed by a doctor as suffering from, or you need a an operation for, a specified crictical illness you could claim against this cover. This cover provides a benefit equal to the amount you still owe under your Credit Agreement including any final repayment amount where applicable (less any arrears).